Independent pharmacies seem to have it rough these days. They’ve been around for so long, and they’ve been loyal to their own small communities, even when a few national pharmacy chains (which shall not be named, just out of spite) popped up and unfairly stole a few customers who swore they would remain loyal too….
With college tuition on the rise (and reaching scary new record-highs every year), many college students are finding it more difficult than ever to pick a subject to major in. Which major is interesting, but also useful? Which industry has opportunities now, and will still have jobs available decades from now? There’s no way to…
Payroll management can be a huge hassle for small business owners, especially those without much experience with financial record-keeping. Payroll for small companies can be a tedious and time-consuming process. Unfortunately for business owners, the consequences of inaccurate payroll management can be serious and costly. However, there is help out there for any small business…
There’s nothing worse, as a business owner, than having to say, “Sorry, cash only!” and turn customers away. Each time that happens, this results in a loss for your bottom line. Some business owners may prefer this method because they think that accepting credit cards and debit cards is too expensive, but this couldn’t be…
If your business accepts credit card payments, you know that there are plenty of issues to anticipate. Credit and debit cards offer convenience for consumers and businesses alike, but they can come with certain risks, such as fraud. For businesses who use a credit card payment processing company, there’s also the chance that the fees…
All businesses need to process payroll, but how they choose to do so varies depending on their size and industry. Large businesses with hundreds of employees will likely outsource their resources simply due to the number of employees they need to write checks for. Small businesses, on the other hand, can get away with handling…
It’s very easy for residents of Canada and the United States to work together, thanks to our proximity and our common language and culture. However, the arrangement becomes a little trickier when it comes time for a U.S. company to pay their Canadian employee. American and Canadian payroll regulations are very different, and it’s important…
You don’t have to be a millionaire to be able to work on optimizing your finances and the way you handle your funds. And just as you would visit your doctor with a health concern, you should have a certified financial advisor you can consult when you have a financial concern. In the next few…
Irresponsible lending practices by large banks and creditors, in conjunction with a tough economic climate increasing layoffs and lack of high-paying jobs have caused many Americans to find themselves falling deeper and deeper into debt. Based on a recent study, American consumers are estimated $11.13 trillion in debt, of which nearly $849.8 billion is credit…
Did you know that more than 8% of all American households do not use a bank for any purpose at all? However, it is often beneficial to visit a bank, especially when you want your 10 or 15 year mortgage rates refinanced. As a result, you can experience the advantages of refinancing a mortgage when…