Many believe that after wining the lottery, the only tough choice you’ll ever have to make again is whether to receive your winnings as a lottery annuity settlement, or as a lottery lump sum payout. That, unfortunately, is not true. There are still many other things that winners need to be cautious of. Here are…

Winning a structured settlement can be a great source of steady, regulated income over the next few decades. These settlements, which are typically awarded in life insurance payouts and employee lawsuits, allow you to get your compensation over time rather than all at once. Yet financial situations change all the time, and what may have…

Counterfeiting is a crime that has been around for centuries — if not longer. You could argue that counterfeiting has been around since, well, money itself! In modern times, especially beginning in the 19th century when banks printed their own money, counterfeiting has been a huge problem. Did you know, for instance, that the famous…

The total IRA market is currently worth about $4.2 trillion. To date, only about 2% of the total IRA market is made of self-directed IRA’s, but that number is increasing in popularity as of late. It is estimated that about $94 billion is currently held in self-directed IRA accounts. There are several advantages of having…

Counting money is not as glamorous as it sounds. Before the invention of currency sorting machines in 1980, bills and coins had to be counting by hand. In order to prevent human error, money counting usually took at least two people and took a considerably long time. In addition, money counters repeated the process two…

Small business (that is, businesses with 50 employees or less) are often at a disadvantage when it comes to payroll services. More often than not, small business owners are unprepared for processing payroll, and because small businesses may not have enough resources to have its own human resources department, the responsibility is placed squarely on…

Between Thanksgiving, Christmas, New Year’s and Valentine’s Day, you may have accumulated more credit card debt than you anticipated or wanted to. Once the bills and statements begin arriving in the mail, it be easily to suddenly feel overwhelmed, frustrated, and stressed out. While some consumers choose to file an early tax return in order…

Retail businesses that are in the process of starting up have a lot to worry about before they can launch a grand opening. In addition to ordering and stocking the right number of products, they also need to ensure that they are able to take customer payments in a simple and secure manner. For this…

When it comes to banking and technology, people are usually a little wary and apprehensive. We prefer the days of looking to find a bank we trust with tellers we know, since one of the most important things about storing money anywhere is security. Online banking has been around for awhile, and there’s actually no…

Among employees, the payroll department is one of most popular departments in any business. After all, who doesn’t like to get paid? Still, the problem with payroll departments is that they, much like the every other department, can screw up. With payroll, however, even the smallest mistakes can be disastrous. Small companies — that is,…