When it comes to banking and technology, people are usually a little wary and apprehensive. We prefer the days of looking to find a bank we trust with tellers we know, since one of the most important things about storing money anywhere is security. Online banking has been around for awhile, and there’s actually no…
Among employees, the payroll department is one of most popular departments in any business. After all, who doesn’t like to get paid? Still, the problem with payroll departments is that they, much like the every other department, can screw up. With payroll, however, even the smallest mistakes can be disastrous. Small companies — that is,…
Deciding that it’s time to get your finances in order and work your way out of debt is a big step — it’s the first step you have to take with any debt and credit management program, and it’s also probably one of the hardest. The next step is to figure out whether you can…
While businesses that don’t accept credit cards and debit cards are fairly rare these days, there are some payment types that most businesses don’t use or accept. Traditionally, credit and debit card purchases are made on a payment terminal, which is usually in one fixed point in a store, restaurant, or other business. But there…
Anyone who’s worked in retail will tell you that counting money is a pain. Crumpled or disorganized bills are easy to miscount, and coins always seem to get lost. It’s not any easier for people who work in banks or other institutions that have to handle money. Unfortunately, the stakes in miscounting money can be…
If you’re looking to play on the level of top real estate developers and commercial real estate investment firms, there are a few things you have to do. Think Like an Insider If you’re going to compete with commercial real estate investment firms, you need to think how commercial real estate investment firms think. You…
Clearly laying out company policies and easy for larger companies, but small companies are at a disadvantage because they have just as much work to do, but for fewer employees. It might seem like an overwhelming task, but putting together an employee handbook is critical to running a successful small business. Some payroll companies are…
Commercial real estate is usually presented as a great opportunity for investors to thrive and profit. However, the process of investing in property can often be clouded by a number of important questions: for example, how to invest in a REIT, or real estate investment trust. With so much confusion, many potential investors may begin…
Following the Great Recession between 2007-2009, Americans found themselves in the worst financial crisis since the Great Depression. Americans were faced with lay offs and lost their homes due to foreclosure. As such, many Americans relied on unemployment and credit cards in order to make ends meet, which resulted in significant amounts of credit card…
Unfortunately, debt is something we all have in one way, shape, or form. Whether it’s credit card debt, medical bills, or infamous student loan debt, American consumers owe a staggering $111.13 trillion in debt with numbers continuing to rise at alarming rate; $75 million per hour according to recent CBS news reports. Undoubtedly, the Great…