Following the Great Recession between 2007-2009, Americans found themselves in the worst financial crisis since the Great Depression. Americans were faced with lay offs and lost their homes due to foreclosure. As such, many Americans relied on unemployment and credit cards in order to make ends meet, which resulted in significant amounts of credit card…
Unfortunately, debt is something we all have in one way, shape, or form. Whether it’s credit card debt, medical bills, or infamous student loan debt, American consumers owe a staggering $111.13 trillion in debt with numbers continuing to rise at alarming rate; $75 million per hour according to recent CBS news reports. Undoubtedly, the Great…
Starting up a small business is no easy feat. It is one of those adventures that holds a number of different unexpected surprises, not all of them good. A small business owner wears many hats, and holds many responsibilities that they may never have held before. One of the biggest challenges for a new small…
Commercial real estate investing can be a very profitable endeavor, but if you’re trying to break into this industry and don’t know how to start, here are just a few basics to help get you started: What is commercial real estate? Commercial property is basically anything that isn’t residential property — i.e., business offices, retail…
Independent pharmacies seem to have it rough these days. They’ve been around for so long, and they’ve been loyal to their own small communities, even when a few national pharmacy chains (which shall not be named, just out of spite) popped up and unfairly stole a few customers who swore they would remain loyal too….
With college tuition on the rise (and reaching scary new record-highs every year), many college students are finding it more difficult than ever to pick a subject to major in. Which major is interesting, but also useful? Which industry has opportunities now, and will still have jobs available decades from now? There’s no way to…
Payroll management can be a huge hassle for small business owners, especially those without much experience with financial record-keeping. Payroll for small companies can be a tedious and time-consuming process. Unfortunately for business owners, the consequences of inaccurate payroll management can be serious and costly. However, there is help out there for any small business…
There’s nothing worse, as a business owner, than having to say, “Sorry, cash only!” and turn customers away. Each time that happens, this results in a loss for your bottom line. Some business owners may prefer this method because they think that accepting credit cards and debit cards is too expensive, but this couldn’t be…
If your business accepts credit card payments, you know that there are plenty of issues to anticipate. Credit and debit cards offer convenience for consumers and businesses alike, but they can come with certain risks, such as fraud. For businesses who use a credit card payment processing company, there’s also the chance that the fees…
All businesses need to process payroll, but how they choose to do so varies depending on their size and industry. Large businesses with hundreds of employees will likely outsource their resources simply due to the number of employees they need to write checks for. Small businesses, on the other hand, can get away with handling…