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18
Sep

Do You Know How Your Credit Score Affects Getting a Mortgage?

Written by admin. Posted in Dallas mortgage calculator, Mortgage lenders

Nearly 65% of homeowners own a home through obtaining a mortgage. Are you ready to purchase a new home? Before you buy your first home, you need to understand how your credit score can affect your ability to qualify for home loans. Your credit score will be used to help you get good mortgage rates and mortgage options from top mortgage lenders.

Do You Know What a Credit Score Is?

A credit score is used to predict how well you will pay back a loan in a timely manner. The scoring model uses information from a report called a credit report that help to create your credit score. A mathematical formula, known as a scoring model, is used to generate credit scores. There are certain factors used that typically make up a credit score including current unpaid debt, your bill-paying history, how long you have had a loan account open, the type and number of loan accounts you have, new applications for

16
Sep

Here are 3 Benefits of Using Lease Purchase Programs

Written by admin. Posted in Financing electronics, Furniture financing calculator, Okinus credit solutions

Over the course of one’s adult life, consumers will be faced with a number of major purchases. These can include buying a car, buying furniture, buying a PC computer or laptop, or buying an expensive piece of jewelry, just to name a few examples. Most, if not all of these items cost a great deal of money, and many times they cost more than what the average American can afford out of pocket. This is where finance options like lease purchase programs come into play. These are lease to own programs that allow a customer to pay for an expensive item, or even a series of expensive items via installments for a given length of time. There are several benefits that can come from using lease purchase programs to buy items, and this article will take a look at a few of them.

  • You Have Early Payment Options: One benefit of using lease purchase programs is that you have early payment options available to you. While most lease purchase programs will specify when monthly payments need t
04
Sep

Factors Likely To Affect the Cost of Motorcycle Insurance

Written by admin. Posted in Atv insurance, High risk insurance

Although some people think that auto insurance premiums are arbitrary figures that insurance companies make, there are many factors involved. Do not be surprised to find out that a friend, owning the same motorcycle as you, pays more or less than you do.

Before determining premiums, an insurer will ask you a lot of questions, and they are all meant to determine the amount of risk that you carry. Therefore, it is necessary to know the factors that affect the cost of motorcycle insurance. If you can change some of these factors, you can lower your premium bills by a significant amount.

Your location

Have you ever wondered why you have to reveal your ZIP code when applying for motorcycle insurance? It is because they want to know your location, and get an idea of the situations that you face every day as you ride. For example, people who live in highly populated areas are likely to pay more for insurance than those in lowly-populated locations. When you live