July 30, 2015

Congratulations! You just won the lottery! Now you can finally get rid of the debt that has been holding you back from living the life you’ve always imagined. What an incredible feeling. But wait, hold on – you just heard from the lottery officials that you won’t receive those lottery winnings up front, but rather…

Annuity payments are as common as they are controversial. They’re common in the sense that they are used for everything from retirement and life insurance plans to court settlement payouts, but they’re controversial in the sense that the money they store is often inaccessible. An annuity is a financial agreement in which a certain amount…