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24
Jun

In Plain English What’s An APR?

Written by admin. Posted in Find a bank, Mortgage companies in grand rapids mi, Open bank account in grand rapids mi

Mortgage loan rates

Chances are you’ve heard the term “APR” on credit card commercials, but tons of Americans have no idea what it actually means. So before you refinance mortgage rates or apply for home mortgage interest rates to purchase a home, you should understand what this term really means.

APR — Annual Percentage Rate

An Annual Percentage Rate is the total interest rate in a one year period. There’s also the Effective Annual Percentage Rate, which represents a year’s worth of compound interest plus fees. Essentially, the APR was designed to give home buyers and other loan applicants information on their total annual costs. If you want to refinance mortgage rates or apply for some other type of loan, then the APR will be used to calculate the best interest rates available to you.

Ideally, the A

10
Jun

Three Things You Have to Do When You Win the Lottery, or Else

Written by admin. Posted in Lottery payments, Sell my structured settlement for cash, Sell your structured settlements

Selling a structured settlement

Many believe that after wining the lottery, the only tough choice you’ll ever have to make again is whether to receive your winnings as a lottery annuity settlement, or as a lottery lump sum payout.

That, unfortunately, is not true. There are still many other things that winners need to be cautious of. Here are just a few.

Remaining Anonymous.

If your state allows you to, you’re going to want to remain anonymous if you win the lottery. Nothing will make you a more obvious target for burglars than an announcement that you’ve recently come into some very large lottery payments. It won’t matter if you get an annuity or a lump sum if you wind up getting robbed, after all.

Seeing a Tax Pro.

Before you choose between a lump sum,

09
Jun

Three Tips You Can’t Go Without Reading While Selling Your Structured Settlement

Written by admin. Posted in Cash for your structured settlement, Sell annuity payments, Sell my structured settlement payments

Buy structured settlements

Winning a structured settlement can be a great source of steady, regulated income over the next few decades. These settlements, which are typically awarded in life insurance payouts and employee lawsuits, allow you to get your compensation over time rather than all at once.

Yet financial situations change all the time, and what may have seemed like a sound source of income for the future might now be putting your finances in jeopardy, because you could be using that money to pay for your current unexpected financial obligations. If this is the case, don’t worry — you always have options. And one of the best options to help you avoid a financial crisis might just be to sell structured settlement payments in exchange for a lump sum.

Completely new to the idea of getting your Continue Reading No Comments