Did you know that more than 8% of all American households do not use a bank for any purpose at all? However, it is often beneficial to visit a bank, especially when you want your 10 or 15 year mortgage rates refinanced. As a result, you can experience the advantages of refinancing a mortgage when you visit a bank and properly prepare for this financial venture.
- How to refinance a mortgage. Before visiting a bank, you must properly prepare ahead of time. This can be accomplished by evaluating your credit score and current mortgage terms, and also by determining whether or not there is a penalty for paying off your current home loan early. If you find that your finances ar
There are two sure things in life, death and taxes. In fact, taxes are so inevitable that there has never been a civilization on earth that did not levy taxes. But despite this inevitability, there are ways to reduce the burden that your taxes will put upon you.
The word “tax” comes from the Latin word taxo, which means “I estimate”, and this is exactly what accountants do; they “compter,” count or score, your estimated tax burden. This estimate can vary greatly depending upon a variety of factors, and because of this if you have the right questions to ask an accountant, you can lower your tax burden significantly. Below are a few tips for getting your taxes done, and on questions to ask an accountant.
First, shop around for an accountant. You might think that all accountants are the same, but that c