Irresponsible lending practices by large banks and creditors, in conjunction with a tough economic climate increasing layoffs and lack of high-paying jobs have caused many Americans to find themselves falling deeper and deeper into debt. Based on a recent study, American consumers are estimated $11.13 trillion in debt, of which nearly $849.8 billion is credit…
Did you know that more than 8% of all American households do not use a bank for any purpose at all? However, it is often beneficial to visit a bank, especially when you want your 10 or 15 year mortgage rates refinanced. As a result, you can experience the advantages of refinancing a mortgage when…
There are two sure things in life, death and taxes. In fact, taxes are so inevitable that there has never been a civilization on earth that did not levy taxes. But despite this inevitability, there are ways to reduce the burden that your taxes will put upon you. The word “tax” comes from the Latin…
Why did an Ohio pharmacy technician spend several years in jail? Contrary to popular belief, pharmacy software (including pharmacy point of sale or pharmacy POS systems) and employee registration is absolutely critical. Insufficient training and/or outdated software can endanger patients’ lives, and — in the case of one little girl — they did. Who Is…
If times are tough and you have scrap gold coins and jewelry lying around the house, there’s never been a better time to sell your gold and earn some extra cash. But before you sell your gold to just any places that buy gold, it’s always a good idea to calculate the value of your…
Owners demonstrate a certain loyalty and commitment to their purchased annuities, with 93% reporting that they still own their first annuity. But what are annuities? Annuities are a financial product that financial companies sell; their purpose is to collect and grow the funds an individual gives. After the individual has paid towards their annuity for…
Approximately 63% of aspiring retirees in Singapore admit that they want to enjoy vacations and holidays when they retire. Unfortunately, retiring with enough savings is becoming more difficult to accomplish because of the high cost of living. Luckily, mutual funds are able to help. Mutual funds are an investment opportunity that, when done correctly, will…
If you are sick of worrying about your money, the time has to come to look into the accounting services of professional bookkeepers. The best accountants can offer businesses and individuals a variety of services not only during tax time, but the rest of the year as well. Check out the accounting services of professional…
Too many Americans do not take the steps to ensure they are saving for a prosperous future. An estimated 48% of American elders are considered “economically vulnerable”. If you want to avoid financial hardship, find out what is a non recourse loan to help build your investment portfolio. Nonrecourse loans can be used for a…