Chances are you’ve heard the term “APR” on credit card commercials, but tons of Americans have no idea what it actually means. So before you refinance mortgage rates or apply for home mortgage interest rates to purchase a home, you should understand what this term really means. APR — Annual Percentage Rate An Annual Percentage…
Many believe that after wining the lottery, the only tough choice you’ll ever have to make again is whether to receive your winnings as a lottery annuity settlement, or as a lottery lump sum payout. That, unfortunately, is not true. There are still many other things that winners need to be cautious of. Here are…
Winning a structured settlement can be a great source of steady, regulated income over the next few decades. These settlements, which are typically awarded in life insurance payouts and employee lawsuits, allow you to get your compensation over time rather than all at once. Yet financial situations change all the time, and what may have…
For the most part, Americans just aren’t traveling abroad. According to a recent survey, just 13% ventured over international waters in 2013 and just over a third (about 35%) currently have valid passports. This lack of travel is disappointing — maybe even a bit depressing — and the truth of the matter is that many…
Counterfeiting is a crime that has been around for centuries — if not longer. You could argue that counterfeiting has been around since, well, money itself! In modern times, especially beginning in the 19th century when banks printed their own money, counterfeiting has been a huge problem. Did you know, for instance, that the famous…