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TIANJIN, China (AP) — U.S. lending standards before the global credit crisis were “ridiculous,” and the world can learn from China’s more cautious system as it considers financial reforms, the top Chinese bank regulator said Saturday.
Beijing curbed mortgage lending in 2003 and 2006 to keep debt manageable amid a real estate boom, while American regulators [...]

NEW YORK (Dow Jones)–Call it the revenge of Jimmy Stewart: At a time when big
banks are stumbling, small community banks are finding it’s a wonderful life.
Many small or community banks ceded market share to modern-era giants during the
subprime mortgage boom. But today, banks such as Bank of Marin Bancorp (BMRC),
Farmers & Merchants Bank of Long [...]