You can maintain a margin balance indefinitely but just like any loan you will incur an ongoing interest balance. And if your loan + interest owed becomes greater than 50% of the balance of your account, you will get a margin call.

I strongly advise against buying on margin. People with the best intentions have lost homes, cars, etc because of a bad earnings report, a failed buy out or a general downturn in the market. And when you trade on margin, the broker can come after any and all your assets (depending on the state in which you live), and you could get wiped out fast. At best, the brokerage could sell all the shares in your account, and you wont have much left.

So be sure to read the Margin Agreement before you sign it

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