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26
Jun

What Are the Differences Between Credit Unions and Banks?

Written by admin. Posted in Auto loans anniston, Checking account, Open a checking account anniston

Anyone who is thinking of opening a checking account or applying for a credit card should consider a credit union as well as different banks. Credit unions are financial institutions that provide many of the same services as banks, but there are also some important differences. These differences relate to ownership and policies, and they are often the reason why many people prefer credit unions to banks for their financial services.

What are credit unions?
Credit unions are cooperative financial institutions that are owned by their members. Unlike banks, which have to answer to their shareholders, credit unions can institute policies that are in the best interests of members who are also the customers. They can offer loans and credit at lower rates of interest than banks and other financial institutions, and also have low to zero fees for bank accounts. In fact, credit unions qu

12
Jun

4 Benefits Of Checking Accounts To Make You Rethink Banking

Written by admin. Posted in Auto loan payment, Checking account anniston, Open a checking account anniston

Paper money seems like it is slowly losing traction in today’s market. With debit and credit cards becoming the most common ways to pay for goods and services, it’s important to understand your options.

What Is A Checking Account?

Simply put, it is an account provided by a bank that allows you to deposit and access your cash easily. Checking accounts allow you to physically withdraw cash, write checks, and use a debit card to pay for services. This gives you a wide flexibility with your money, and allows you to control how you spend your money, and in what form. With the onset of digitization, debit cards have quickly become the most common form of payment; however, for larger purchases some people still rely on paper checks.

What Are The Benefits of Checking Accounts?

Whether you already have a checking account, or are considering opening one, there are many benef