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Do You Know How Your Credit Score Affects Getting a Mortgage?

Written by admin. Posted in Dallas mortgage calculator, Mortgage lenders

Nearly 65% of homeowners own a home through obtaining a mortgage. Are you ready to purchase a new home? Before you buy your first home, you need to understand how your credit score can affect your ability to qualify for home loans. Your credit score will be used to help you get good mortgage rates and mortgage options from top mortgage lenders.

Do You Know What a Credit Score Is?

A credit score is used to predict how well you will pay back a loan in a timely manner. The scoring model uses information from a report called a credit report that help to create your credit score. A mathematical formula, known as a scoring model, is used to generate credit scores. There are certain factors used that typically make up a credit score including current unpaid debt, your bill-paying history, how long you have had a loan account open, the type and number of loan accounts you have, new applications for


Things Your Real Estate Agent and Mortgage Lender Wish you Knew

Written by admin. Posted in Mortgage lenders, Wa mortgage brokers

Buying a home can seem like a nightmare sometimes because it is a long drawn out process. There are tons of terms being thrown at you at once such as mortgage rates, mortgage companies, mortgage lenders, etc. You will find yourself asking questions like “what are the most current mortgage rates,” and “which mortgage lenders should I choose from?” These questions can make the entire home buying process seem not worth it, but we promise it is worth it, and we’re here to help make things a little simpler. Listed below are a few of the things your real estate agent and your mortgage lenders wish that you knew.

One Agent

Real estate agents wish that buyers would not talk while they are around other agents. This poses problems when information that should not be shared gets shared. Things such as the number of houses potential buyers have looked at or how much you have and are willing to spend. Th